18 Ways to Save Big On Motorcycle Insurance
11:06 pm
Everybody, my name is Aaron. Today, I'm going to show Show you on motorcycle insurance and you're watching, phones Jones. I got a disclaimer this. I don't know everything about everything and you. Usually attractive men on the internet. This is for informational purposes only and is not my responsibility. If you get screwed over by Insurance, we're going to do a giveaway if you want one of these. Make sure you stay. If you have one beer,
I have a video from one of our previous.
Australia. You want a decal will tell you to get one right now. We're going to jump into how to save you some money. One dollar saved is almost work to earth when you are getting insurance and number 18 on this.
First off, we have to explain the types of insurance. Okay, there's liability. This is the insurance that you have on other people. Meaning you're at Grandma's house Dismount off grandma, because she did not give a damn. I want it ate some of her mashed potatoes, you headed off in your motorcycle and you crashed into someone else's. So liability insurance will pay for those things. It's not going to pay for you or
For what? The next one is disappointed. Grandmother liability plus x and x to be a lot of things. Hail damage was Fire. Plus basically, anything is that this blank if the insurance company offers it on top of just playing out by the next one is comprehensive is comprehensively covering everything on your view. Ask Because it doesn't really cover, everything hurricanes, lava flows, tornadoes were probably not covered under comprehensive, but that fire all that stuff. You there is such thing as an exclusion inclusion list. So make sure you pay attention to that when you're signing documents sometimes they exclude everything except for what is on the list or they eat Anything except for what? All right, let's get to it. Let's save some money. Oh my goodness of you excited, they can feel it. Number one is shop around. Don't be a tard show up at any insurance place. It just signed some papers shop around get the best insurance Price, you can and compare plans. That's the best thing you can possibly do. Basic basic. Let's go. Number two, who is depending on how good your driving record is, and or your gender, it might be worthwhile to ensure the bike. Under someone else's name, where I live in the recent past if you were a male and you are below the age of 25, your insurance with same. So if you have someone who's willing to put your bike on their insurance, it might be worthwhile. Comprehensive insurance is only good in a few cases new bike. That's extremely expensive. Yes. Comprehensive insurance. New bike that you owe a bunch of money on. Yeah, probably comprehensive insurance yourself screwed. Over older bike. That's fairly cheap that you don't owe any money on almost. Always. Don't put a comprehensive insurance. I usually go. Will that the cost of comprehensive insurance after three or four years if it equals 50% of what the bike is worth?
Totally not worth getting, if you're not getting comprehensive insurance, but that money, you would be spending on the insurance into a bank account? Let it grow with interest. Don't touch it, four years, you will have enough money to buy a brand live in a high crime area and might be a good idea to recovery into insurance on what we talk about. More of how that screws you over later, or you could just put one of these GPS. If somebody. Little Lucille. Keeping your word. Look at that eye. Are you still in there?
Leg.
So tight here, I Number four is always asked have. More the next one over sometimes. Yes, no. Is there any discounts that I can apply for some of them do give odd discounts. Like if you're bike is locked in the garage or if you have an alarm system, Number five, increase your deductible. The deductible is what you paying when you go to make a claim when the deductible is
And all of because the deductibles usually 255 hundred thousand dollars that you have to pay out of pocket to make if you increase your deductible.
Take that money, put it in the same bank account as you comprehend insurance.
Lot of people don't want to take this course after they already know how to
Okay, your actual motorcycle license. It sounds place can register a bike and ensure a bike in your name. If you do not have a motorcycle license. When I first got my bike, I didn't have a motorcycle license. When I got my motorcycle license, my insurance dropped by quite a bit. Get a motorcycle license. You will pay less and ensure. Number eight do not wait to get by insurance. The sooner you get bike insurance, the sooner you're on the books and it looks like you've been riding longer even if you don't ride a lot.
Down, because you look like,
And lose that better.
Lower CC bikes often have lower insurance rate, unless your micro penis eat that V8 2 stroke,
Please will still ride on yourself deprecating. 50cc, little pet.
Number 10, prepay your insurance, doesn't sound like a lot. Most insurance companies turn to a small percentage upwards of 3%. So, if you pay for the entire year, prepay for the year, you don't end up paying those monthly percentage back. It out up to a lot and prepaid insurance is a liquidatable asset. So if you cancel it, you don't lose all that money. They rip you check, you get it. All right back. This is the exact same.
The life insurance, you can prepay and get the fees knocked down. Number 11 is discounts on being these magnificate.
You remember of a motorcycle club like this underneath? I guess. That means that you have to yes. Number 12, use an insurance broker. Let them do all the work. Let's make all the phone calls and look around.
Have done. He died. 13 try and find but make sure you don't pay extra for it. Almost always your bill goes up if you get into accident, and it's your fault. So you really want your first one to be able to see forgiveness, forgiveness came from death insurance. Yeah, good. God damn it. Your insurance making.
